Here’s a quick look at what’s moving, what’s working, and what it means for teams building smarter financial experiences.
Industry Pulse Canada’s Next Big Leap: Key Takeaways from Fintech Forum 2025
At this year’s Canada Fintech Forum, industry leaders explored how real-time payments, open banking, AI, and cross-border innovation are reshaping finance in real time.
The takeaway? Collaboration is fast becoming the new competitive advantage.
Quarters x Flinks: Turning Everyday Life Into Home Savings
Homeownership feels out of reach for many Canadians — not because of a lack of intent, but because traditional saving systems weren’t built for today’s reality.
Quarters, a new home savings rewards platform, is changing that. Powered by Flinks’ secure data connectivity, Quarters transforms everyday spending, habits, and milestones into real progress toward a down payment.
Accessible, data-driven innovation: Flinks’ financial data infrastructure powers Quarters’ new savings model, built on real user behavior, safely and securely.
Effortless experience: Users don’t need to overhaul their lives to see results. Savings happen automatically in the background of daily activity.
Open banking in motion: By giving Canadians control over their data, Flinks and Quarters are showing how financial connectivity can create meaningful, human impact.
For teams exploring embedded savings, rewards, or lending experiences, this partnership shows what’s possible when secure data meets creative design —and how quickly new products can come to life when Flinks powers the connection.
Next up, our team heads to the Canadian Lenders Summit in Toronto on October 20th, where collaboration takes center stage again, this time in lending and credit innovation.
Insider note Stablecoins and Canada's Fintech "Big Bang"
Shopify, Wealthsimple, and National Bank just backed a $10M project to launch a regulated Canadian dollar–pegged stablecoin.
For anyone moving money, lending it, or building the rails that support it, this news points to what’s next:
• Instant settlement beyond banking hours — no more waiting for wires. • Cross-border operations become simpler and faster. • Bank–fintech collaboration is moving from concept to reality.
As Flinks CEO Julien Cousineau put it:
"You don’t often see banks and tech companies collaborating like this—let alone on a stablecoin project. This kind of partnership is exactly what we need to keep Canadian fintech competitive globally.”
It’s not about crypto hype. It’s about building the rails that make 24/7 finance possible.
Document fraud is up 300% and it’s changing how lenders verify trust
AI-generated fakes look flawless. Manual reviews can’t keep up. That’s why more lenders are moving verification upstream, where authenticity is checked the moment data is shared.
